What’s Hold­ing You Back?

We get to the bot­tom of our fears and bur­dens.

CLEO (Malaysia) - - SMART REPORT -

“I dream of own­ing a cafe. But truth­fully, I know noth­ing about the F&B sec­tor and I don’t see my­self start­ing from scratch again.” Joanne Tay, 28

“I can’t stop hav­ing a full­time job be­cause I need to sup­port my re­tired par­ents.” Jan­ice Tan, 29

“I don’t have the money to start my own busi­ness. Be­sides, it seems too risky to pump all your money into a ven­ture.” Ni­cole Teo, 26

“I will only quit when I have saved up over RM25,000 – that way, I can take a year off and live very com­fort­ably.” Amanda Teo, 22

“My pri­or­ity in my 20s and 30s is to excel in my ca­reer. Trav­el­ling the world can wait till I’ve earned more.” Lim Jia Jing, 25

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