HWM (Malaysia) - - SPECIAL -

At ÆON Credit, our com­mit­ment is to al­ways put our cus­tomer first, aimed to sur­pass ex­pec­ta­tions by com­bin­ing ex­cel­lent prod­ucts with unique per­sonal ser­vices. This has been our phi­los­o­phy since our in­cep­tion in Malaysia in 1996.

ÆON Credit pro­vides a wide range of fi­nan­cial schemes which in­cludes Con­sumer Durable Easy Pay­ment, Mo­tor­cy­cle Easy Pay­ment, Auto Fi­nanc­ing, Per­sonal Fi­nanc­ing and Credit Card.

The Con­sumer Durable Easy Pay­ment Scheme was launched in 1997, as an al­ter­na­tive pay­ment chan­nel to the con­ven­tional pay­ment meth­ods of­fered such as cash, debit and credit card.

In line with our com­mit­ment, cus­tomer first phi­los­o­phy, the Con­sumer Durable Easy Pay­ment is de­signed to make ev­ery prod­uct in the mar­ket af­ford­able for our cus­tomers. Our cus­tomers will ex­pe­ri­ence has­sle-free ap­pli­ca­tion process with min­i­mum doc­u­ment and fast ap­proval.

For ex­ist­ing ÆON Credit Ex­press Card mem­bers, the ap­proval process only takes 30 min­utes. All ÆON’s Easy Pay­ment and Per­sonal Fi­nanc­ing cus­tomers are el­i­gi­ble to be an ÆON Credit Ex­press Card mem­ber. Cus­tomer can choose an­other ap­pli­ca­tion method us­ing their ex­ist­ing credit cards from other banks un­der the EZ Ap­ply Pay­ment Scheme.

Con­sumer Durable Easy Pay­ment is of­fered to cus­tomers who would like to pur­chase elec­tri­cal ap­pli­ances, telecom­mu­ni­ca­tion, IT and imag­ing, health and fit­ness equip­ment, mu­si­cal in­stru­ments, home con­tent such as fur­ni­ture, built-in cab­i­nets, auto-gate, se­cu­rity sys­tem, and many more. We work with over 5,000 ap­pointed mer­chants na­tion­wide and we work very closely with our busi­ness part­ners such as Sen­heng, Elken, Sam­sung Brand Store, ÆON Co, ÆON Big, Gi­ant, Tesco, In­dex Liv­ing, Home Pro, Panashop, Gin­tell and oth­ers.

ÆON Credit now pro­vides a va­ri­ety of ap­pli­ca­tion chan­nels to make ev­ery prod­uct more con­ve­nient for our cus­tomers and we of­fer flex­i­ble re­pay­ment ten­ure with com­pet­i­tive in­ter­est rate. More­over, you may en­joy the un­par­al­leled con­ve­nience for re­pay­ment through var­i­ous chan­nels in­clud­ing auto debit, on­line trans­fer, cash de­posit ma­chines, and ÆON Credit Ser­vice Counter.

ÆON Group con­sists of more than 250 sub­sidiaries and af­fil­i­ated com­pa­nies op­er­at­ing in Ja­pan and other coun­tries in South­east Asia, China and North Amer­ica. In Malaysia, ÆON Group of com­pa­nies are in­volved in retail, fi­nan­cial ser­vices, en­ter­tain­ment and other ac­tiv­i­ties through ÆON Co, ÆON BiG, ÆON Credit Ser­vice, ÆON De­light, ÆON Fan­tasy and ÆON Top Valu out­lets.

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