Save, save, save
This one is an obvious one, but one that really deserves a lot more of your attention. Of course, depending on your salary, this will be easier for some people and more difficult for others. But as Robert Kiyosaki said in his book Rich Dad Poor Dad, “an eighth-grade dropout who spends less than he earns is smarter than a college professor who can’t make ends meet”.
We mentioned earlier that a regular savings account isn’t the savviest way to accrue enough funds for retirement, but savings still comprise the foundation of your wealth. After all, you do need to have sufficient funds before you can even think about investing.
It’s a good idea to aim to save at least 20 percent of your monthly income. But if that’s already a figure you’re hitting, why not aim to push that up a little more?
In the meantime, how about this piggy bank in the form of Darth Vader’s head to motivate you? Vader’s helmet may not be able to contain your life savings, but it sure makes for a nice container for loose change, and a reminder that even the Dark Lord of the Sith is on board with your savings plan.