So what’s changed?
Before the act came along, some companies would offer loans with no deposit and/or longer contract periods (like 60 or even 72 months). This is not allowed anymore. Yes! RV’S (residual values) or balloon payments are also on the naughty list from now on.
Image Source: Netcarshow.com N.B. These are local / ZA specs while photos are of international models. Other high-performance Golfs like VR6 or Golf R have been excluded from this list.