Every dollar saved improves your lot
Hope plus action equals a better retirement
broke in retirement, and roughly the same proportion who couldn’t go on paying the bills for more than a couple of months, if they lost their job.
That was me presenting the darkness before the dawn.
The dawn was to be me laying out the strategies to get control of your finances.
And then the segment was over.
I hadn’t made all my points. I thought I’d have more time.
Homer closed the segment saying I’d frightened her.
I didn’t mean to,’’ I blurted out in reply.
‘‘Yes you did,’’ she said, or words to that effect.
I’d accidentally broken one of my cardinal money man rules: Don’t be a fear monger.
I hate fear-mongering money writers, the ones who write articles saying you need a million dollars or you’ll spend your retirement rotting in a silent agony of poverty.
But that was how I had come across. I was told as much to my face by a beautiful TV person.
I’ve always tried to be the guy who says: ‘‘Hey, you may not be in a good place, but here’s how to get to a better one.’’
Everyone can make things better. Everyone can do the little things that month by month, improve their lots, reduce their debts, and lift their savings.
I was going to tell people not to panic, and that we have a wonderful system in NZ Super.
It’s efficient, easy to understand, and is the envy of other countries.
It means you won’t starve in retirement. It also means every
Mike Puru and Mel Homer from TV3’s The Cafe.