Travel safely, travel covered
I wouldn’t go overseas without travel insurance.
It’s not that I’m a nervous traveller, and I’m certainly not worried about lost bags or travel delays.
It’s the really, really big stuff that matters to me: which is medical and evacuation home by air ambulance.
The largest travel insurer in the country, Southern Cross Travel Insurance just released a horror list of claims ranging from $206,000-$561,000 paid out to get very sick people back to New Zealand on special air ambulances after terrible accidents and illnesses overseas.
The chances of any of the horror stories behind those claims (heart attack, serious illness, cliff fall, etc) happening to you while on your trip are small, but these are costs that ordinary people cannot cope with easily.
I have travel insurance on the brain as I have just finished clicking my way through an online application for travel