Easy ways to start sav­ing

AL­WAYS LIV­ING FROM PAY DAY TO PAY DAY? HERE ARE SOME EASY WAYS TO CRE­ATE A SAV­INGS BUF­FER SO YOU CAN SPEND WITH­OUT THE WORRY AND THE GUILT

Good Health Choices - - Be Content -

‘Do not save what is left af­ter spend­ing, but spend what is left af­ter sav­ing’

Money wor­ries cause stress and take a toll on our health. With hous­ing, util­i­ties, food and trans­port soak­ing up more than 57 per cent of our house­hold wages each week, ac­cord­ing to Statis­tics NZ, it’s no won­der we’re feel­ing the pinch. But with ex­treme fi­nan­cial stress mak­ing us 13 times more likely to have a heart at­tack, it’s para­mount we keep our fi­nances healthy. When we think out­side the box, there are al­ways ways to be smarter with our money. It just re­quires a bit of bud­get­ing to switch from spend­ing to sav­ing. It doesn’t need to be a drag, ei­ther; if you give your­self re­wards once you reach goals, it be­comes a real in­cen­tive. Here’s how to kick­start your sav­ings.

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