Na­tional Ac­count Reg­istry

Idealog - - IDEALOG / KIWIBANK -

Na­tional Ac­count Reg­istry is a tech­nol­ogy de­signed to re­move the fric­tion (and anx­i­ety) from mak­ing busi­ness pay­ments on­line.

Idea­log: So why do we need a Na­tional Ac­count Reg­istry?

John Han­cock, co-founder: What we are try­ing to do is look at real prob­lems in busi­ness. Our fo­cus is very much one of try­ing to make life eas­ier – for small busi­nesses in par­tic­u­lar.

Pay­ing peo­ple is a pain in the back­side and it shouldn't be. It should ac­tu­ally be re­ally easy. That was the hy­poth­e­sis we started with.

How long did you spend on re­search?

Not ages, but we did quite a lot of val­i­da­tion. I sup­pose the ad­van­tage we had was that we had ac­cess to Xero peo­ple who ob­vi­ously do heaps of re­search on the needs and wants of small busi­nesses. We had ac­cess to a lot of the in­ter­nal peo­ple at Ki­wibank who were very, very good at help­ing us un­der­stand the de­tailed me­chan­ics of how busi­ness pay­ments are ac­tu­ally sup­ported in New Zealand.

So once you had your hy­poth­e­sis, the ac­tual de­vel­op­ment was re­ally rapid, right?

Ex­traor­di­nar­ily so. And that's re­ally due to the power of the pub­lic cloud these days. One of our sup­port­ers in the project was Ama­zon Web Ser­vices. They have a very, very large, se­cure, scal­able and pow­er­ful pub­lic cloud de­ployed glob­ally, so we sim­ply used or­tho­dox tech­ni­cal ar­chi­tec­tures and or­tho­dox tools that we sub­scribe to from them. The ac­tual de­vel­op­ment time was less than two weeks.

You’ve cer­tainly achieved a lot in a short time.

Even Xero and Ki­wibank, who are both quite nim­ble, ag­ile startup-y-type or­gan­i­sa­tions, even they ac­knowl­edged that it would have been quite dif­fi­cult to do an in­ter­nal project that achieved what we achieved in the time we did it.

But it makes sense. If you take peo­ple out of the of­fice, give them the re­sources they need, sup­port them and give them a re­ally clear tar­get – and you give them all the in­for­ma­tion and sup­port they need to be suc­cess­ful – you can ac­tu­ally get quite a lot done in quite a short pe­riod of time.

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