Taking back control of insurance claims
A meeting designed to help Kaikoura residents navigate the earthquake insurance claims process drew a strong crowd to the town’s memorial hall last week.
About 100 people turned out to hear a range of experts, all of whom had experience in dealing with insurance claims following the Christchurch earthquakes.
Six years on from those tremors, many property owners were left with poorly repaired homes and devalued properties. Some have yet to have their claims settled. possible damage he said. He recommended getting geotechnical assistance to determine what actual damage there has been to the land.
‘‘In Christchurch some changes to the land were not apparent to the naked eye.
‘‘Land may have subsided, be at risk of flooding and not as strong as before.’’
If people chose to repair their home, they needed to look very carefully at the full and final settlement, he said.
‘‘A builder is not an expert in costing – a quantity surveyor is an expert in costing.’’
Christchurch property owner Peter Woods said it was important land owners stood up.
‘‘You have to stand up and push your rights because they [insurance companies] are not going to do it for you – it’s up to you to push your case.’’
Kaikoura resident Carol Hart said the meeting was very reassuring.
‘‘It is great there are informing avenues to go to other than waiting for the process.’’
Rita Calvert agreed the advice was good and felt more secure armed with extra knowledge.
Thora Lawson liked the fact it was live streamed for people who couldn’t be here.
‘‘It’s early days for a lot of us,’’ she said. ‘‘Sometimes the reality of the situation and the logistics of getting repairs done overwhelms people.
‘‘I needed to be informed and I feel more empowered now.’’
A link to the meeting led by EQCfix can be found at facebook .com/KaikouraDistrictCouncil.
Christchurch property owner Peter Woods, along with other presenters from EQCfix, spoke to Kaikoura landowners last week about taking control of the earthquake claims process.