Make Christ­mas about fam­ily not fi­nances

Kapi-Mana News - - OPINION - By SAN­DRA AN­DREWS

Some of us are pre­pared – we have a Christ­mas Club ac­count – at a su­per­mar­ket or at a bank.

Some of us are clos­ing our eyes hop­ing the day won’t come – come on, be real – we all know that it is on the same date ev­ery year, but for some rea­son it al­ways takes us by sur­prise.

Don’t worry, we still have time to get or­gan­ised to make our lives a bit eas­ier and to pre­vent that run­ning around at the last minute, or not be­ing able to pay the rent or the car pay­ment. Some ideas:

Open a Christ­mas Club ac­count or buy vouch­ers from the su­per­mar­ket.

Start sav­ing, even if it is $10 a week, in 16 weeks you will have $160 saved.

Find out what the chil­dren would like – make a list.

Make presents – if you can sew/ build, make some­thing for your chil­dren.

Lots of spe­cials on at the moment – put some­thing on layby, pay it off and do it again – be­fore you know it, you will have presents all ready for the day.

Plan where you are go­ing and who will be with you on the day. A bar­be­cue lunch with fam­ily at home? The big Christ­mas lunch with turkey, ham and all the trim­mings?

If you are hav­ing a fam­ily get to­gether, get other fam­ily mem­bers to bring along some of the nib­bles or food.

Make this year a stress-free Christ­mas, giv­ing you time to en­joy the chil­dren, to spend time with loved ones, and not to be stuck in the kitchen or wor­ry­ing about the rent or car pay­ment that you missed.

If you would like to dis­cuss op­tions give us a call, an email or just drop in. We are in Pem­ber House, 16 Ha­gley St, level 2, from 9am to 4.30pm, Mon­day to Fri­day. We are open till 7pm on Thurs­day.

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