Let them know what your real dream is for them - real, meaningful, lifetime love.
Will it prepare and protect them?
I tend to think lessons are far more vivid when the budgeting directly applies to the child themselves. If you allot a certain regular amount to them and then help them manage a budget from which they have to buy all their clothes, toys, toiletries, gifts etc., you will be amazed how rapidly they develop some real financial nous. It certainly did with our children who were all doing their own budgets by their early high school years. Information can help children brace themselves to handle change and shock. I knew a woman with cancer who, right up to the day of her death, refused to let her children know how unwell she really was. Losing a mother is always awful, but the total unpreparedness of that family was heart-breaking. It has made me earnestly believe that even when the topic is unhappy and scary, all of us, even children, handle the big events of life better with some warning and information.
One area where knowledge definitely helps our children to be prepared and protected is in the area of sex – but it is a topic many parents are reluctant to raise. (Our young people are not all that keen on us raising the topic either!)
The best approach is to introduce related topics very early, especially because even young children need rudimentary sociosexual tools. Toddlers need to know about appropriate dressing, touching and toileting before they commence kindy, and they also need a vocabulary to talk about their bodies.
Through the primary school years, you can reinforce in their minds that you are an authority on things to do with health, bodies and safety, and that you have firm views on what type of behaviour is respectful and appropriate. In early adolescence, lay the foundations for a great relationship through the coming teenage