❚ Read your house insurance policy and check the sum insured would be enough to rebuild it. ❚ Check that the square meterage of your house and other buildings are recorded accurately. ❚ Check that additional features have been identified including fences, driveways, garages, sleepouts, sheds, retaining walls and swimming pools. ❚ Answer the questions on your insurer’s online calculator. ❚ If in doubt, pay a builder or quantity surveyor for expert advice.