Val­ues that will take Burj Bank for­ward and re­flect an en­dur­ing com­mit­ment to growth and progress.

Enterprise - - 11 -

Pas­sion – An en­dur­ing spirit to dis­cover new hori­zons

Pas­sion re­flects a win­ning at­ti­tude, an ob­ses­sion with the pro­fes­sion and de­liv­ery of high­est lev­els of cus­tomer ser­vices with an over­whelm­ing de­sire to strive to­wards ex­cel­lence.

(Lo­cal Bill Dis­count­ing)

Murabaha-cum-mo­daraba is used to fi­nance the credit sales of lo­cally man­u­fac­tured goods by the cus­tomers. The prod­uct is specif­i­cally de­signed to meet the work­ing cap­i­tal re­quire­ment of the com­pany.


Is­tisna’a is a Shari’ah mode of fi­nanc­ing widely used to fi­nance the con­struc­tion and man­u­fac­tur­ing sec­tors. The Ara­bic word “Is­tisna’a” means “ask­ing some­one to man­u­fac­ture”.

Is­tisna’a may fur­ther be de­fined and elab­o­rated as a sale con­tract be­tween the seller and the buyer for the sale of an as­set de­scribed in the sale con­tract and trans­acted be­fore it comes into ex­is­tence.

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