You’re do­ing Credit Cards wrong

Cosmopolitan (Philippines) - - You, You, You -

Credit cards shouldn’t be used just be­cause you don’t have money, they should be used when pay­ing cash is dif­fi­cult e.g. when you’re buy­ing some­thing on­line. Never rack up more credit card debt just to see you through to the end of the month. “The in­ter­est rates are high, and if you’re late or miss a pay­ment, the rates can sky­rocket,” says Man­isha Thakor, CEO of Moneyzen Wealth Man­age­ment.

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