Don’t Dip into your sav­ings.

Cosmopolitan (Philippines) - - You, You, You -

If you have to take money out of your sav­ings, in­vest­ments, or ex­penses, then you ac­tu­ally can’t af­ford the trip. Also, don’t use your credit card to book any flights or ho­tels if you don’t re­ally have the cash on hand—un­less you think debt looks good paired with that tan you got in Bali. “While the mem­o­ries last and the ex­pe­ri­ence is price­less, com­ing home to zero is not a very sound fi­nan­cial judg­ment,” as­serts de la Paz. APRIL 2016

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