Consider the cost-per-use for every purchase. Spending more for a timeless, high-quality piece that you’ll use regularly is definitely better than scrimping on a low-quality item that’ll collect dust in your closet after a few months.
If it’s something you wear regularly, it makes sense to spend a little more on a well-made, durable and timeless piece of clothing. Sure, that sleek, well-cut suit jacket may set you back by P5,000, but if its quality allows you to wear it for five years, you’re basically just paying P800 a year for Cosmopolitan it. What’s more, dressing to look your best increases your self-confidence and makes a good impression in the workplace—a worthy ROI for your career future.
and shoes trends
No, they don’t have to cost you three months’ pay, nor do they have to be overly expensive designer brands. Pick sturdy, well-constructed bags and shoes in real leather in shapes that will never go out of style, and opt for neutral colors or your favorite hue you can wear over and over again.
Bras and shapewear
Get fitted professionally at the store and look for figure-flattering models in black and nude. Good brands should last around seven to 10 years with careful washing and thoughtful storage.
Treat t-shirts as disposables: Frequent use means repeated washing, which means a shorter shelflife. Trends come and go in the blink of a cat-eye, so you don’t want to blow a month’s salary for the “latest ” trend that will last two weeks. Start using a good quality one from a good brand in your 20s. The skin around your eyes is the thinnest, most sensitive, and most prone to wrinkles, so care for its elasticity as early as you can. Regular advice and care from a good dermatologist will not only keep your skin as flawless as it can be throughout your life, it will also help you weed out useless or damaging products, treatments, and fads.
Contain highergrade oils and less alcohol so their scent lasts longer despite fewer applications.
Your foundation needs to work hard to look good. Reward your skin by spending a little more money on it.
Pick three no-fail, go-to shades you absolutely love—in a good, moisturizing formulation. Might cost more, but better than 10 cheap and cakey lippies that vanish after just one sip of water.
A breeding ground for bacteria, you’ll need to throw it away every three months anyway.
Lipstick Mascara Facial wash
There may be a difference between a P150-face wash and a P1,500-cleanser with diamond flakes and droplets from the Fountain of Youth. Let’s face it, though: most formulas are pretty much the same, and they’ll touch your face for just a few seconds. highlight your assets, and be with you through the good times and the bad.
Invest in pearl or diamond earrings you can wear on any occasion, and a minimalist gold necklace you can wear from your 20s up to your 60s.
Trendy costume jewelry and trinkets
will go out of style and wear out. Allow yourself to have fun with fashion, but use a discerning eye before you buy. Think you’re saving money by eating instant noodles for dinner every night? Give it some time ‘til your 40-yearold self starts paying a heart surgeon to get rid of the fat in your arteries. Spend more on organic, pesticide-free fruits and veggies—lighter on your body and on your pocket.
Preventive health care and specialists
Visit your doctor and dentist regularly, at least every three to six months—you’ll save money (and perhaps even your life) in the long run.
Exercise and workout clothes
No need to shell out P4,000 monthly at the gym. Find alternative sweat-busters: I lost weight working out at home to Youtube exercise videos. Your