Cosmopolitan (Philippines) - - You, You, You -

Splurge on pieces that have an im­pact on your health as well as keep­sake fur­ni­ture you know you’ll be us­ing most of your life, but save on items you may even­tu­ally re­place. Can’t stress this enough. If you cut cor­ners with your lug­gage, do note that your pocket and body will hate you for it when the time comes and yourp500 suit­case loses a wheel or breaks its zip­per while you’re walk­ing down the fa­mous Shibuya Cross­ing in Ja­pan.

The dif­fer­ence be­tween a P26,000 roundtrip ticket to Ja­pan and a P13,000 one is just slightly more arm and leg room and a hot meal you could’ve eas­ily bought for P300 at the air­port.


If you need mul­ti­ple phones for work, make your pri­mary phone a smart­phone and your sec­ondary a sim­ple, low-end model for calling peo­ple and send mes­sages.

Strate­gize your splurg­ing on high-end, good qual­ity and durable prod­ucts that can im­prove your life, in­crease your pro­duc­tiv­ity and ac­tu­ally boost your sav­ings over the long term. When it comes to spend­ing your money, do pri­or­ity pur­chas­ing. Spend money on things that mat­ter to you, and mer­ci­lessly cut down on the things that don’t. You owe it to your older self. oc­to­ber 2016 Cos­mopoli­tan

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