Splurge on pieces that have an impact on your health as well as keepsake furniture you know you’ll be using most of your life, but save on items you may eventually replace. Can’t stress this enough. If you cut corners with your luggage, do note that your pocket and body will hate you for it when the time comes and yourp500 suitcase loses a wheel or breaks its zipper while you’re walking down the famous Shibuya Crossing in Japan.
The difference between a P26,000 roundtrip ticket to Japan and a P13,000 one is just slightly more arm and leg room and a hot meal you could’ve easily bought for P300 at the airport.
If you need multiple phones for work, make your primary phone a smartphone and your secondary a simple, low-end model for calling people and send messages.
Strategize your splurging on high-end, good quality and durable products that can improve your life, increase your productivity and actually boost your savings over the long term. When it comes to spending your money, do priority purchasing. Spend money on things that matter to you, and mercilessly cut down on the things that don’t. You owe it to your older self. october 2016 Cosmopolitan