News For Your Brood

PRO­TECT YOUR FAM­ILY FROM ON­LINE IDEN­TITY THEFT

Good Housekeeping (Philippines) - - News -

Fam­ily Time

WHEN IT COMES TO SO­CIAL ME­DIA USE, Filipinos lead the world by log­ging in the most hours, says a 2017 re­port by on­line man­age­ment plat­form Hoot­suite and global agency We Are So­cial. Ev­ery­one, it seems, is on­line—mom, dad, the kids, even yaya!

Not sur­pris­ingly, cy­ber­crimes have steadily been on the rise, with iden­tity theft be­ing one of the most com­mon com­plaints re­ceived by the lo­cal po­lice. Ac­cord­ing to R.A. 10175 or the Cy­ber­crime Pre­ven­tion Act, on­line or com­puter-re­lated iden­tity theft refers to the “in­ten­tional ac­qui­si­tion, use, mis­use, trans­fer, pos­ses­sion, al­ter­ation or dele­tion of iden­ti­fy­ing in­for­ma­tion be­long­ing to an­other, whether nat­u­ral or ju­ridi­cal, with­out right.” Apart from com­pro­mis­ing your name and rep­u­ta­tion, crim­i­nals can use your iden­tity to com­mit fraud, ac­cess your bank ac­counts, and en­dan­ger your fam­ily. The good news: You don’t have to com­pletely go off­line to stay safe. Heed these tips.

1 “Min­i­mize shar­ing of per­sonal info on so­cial net­works,”

ad­vises Rene S. Natividad, chair­man of the Fraud Man­age­ment Team of in­ter­bank net­work Banc­net. Pro­vid­ing seem­ingly in­no­cent de­tails like your birth­day, ad­dress, or com­pany make it easy for hack­ers to glean data that they can use to make trans­ac­tions—fi­nan­cial ones, es­pe­cially—on your be­half. Don’t post pho­tos of your IDS and bank cards, too. Case in point: In 2016, a pub­lic school teacher found him­self ow­ing a to­tal of P800,000 af­ter some­one used a photo of his ID, which he posted on­line, to ap­ply for loans. Ouch.

2 Max­i­mize your pri­vacy set­tings.

A pub­lic pro­file leaves you more vul­ner­a­ble to be­ing vic­tim­ized, so make sure your ac­count is set to pri­vate. On Face­book, click on the ar­row on the up­per right cor­ner, choose Set­tings, and click on Pri­vacy. Here, you can can choose who can see your posts (“Friends only”), look you up (us­ing your name, num­ber, or e-mail), or send you friend re­quests. Fur­ther­more, delete any strangers from your ac­count and don’t add peo­ple you don’t know.

3 Cre­ate strong pass­words.

Avoid us­ing your name, birth­day, or other words that can eas­ily be re­lated to you. “Bet­ter yet, use dou­ble ver­i­fi­ca­tion sys­tems,” says Natividad. Face­book now of­fers two-fac­tor au­then­ti­ca­tion, which re­quires a spe­cial se­cu­rity code apart from just a pass­word upon lo­gin. Of course, don’t for­get to al­ways log out, es­pe­cially when us­ing a de­vice that’s not your own.

4 Be wary of third-party apps.

When uti­liz­ing apps, en­ter as lit­tle per­sonal in­for­ma­tion as pos­si­ble and avoid link­ing them to your so­cial me­dia ac­counts. Un­known par­ties may use the con­nec­tion to ac­cess data on your pro­file with­out your knowl­edge.

Sure, the in­ter­net is a happy place—un­til some­one steals your or your fam­ily mem­ber's iden­tity.

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