News For Your Brood
PROTECT YOUR FAMILY FROM ONLINE IDENTITY THEFT
WHEN IT COMES TO SOCIAL MEDIA USE, Filipinos lead the world by logging in the most hours, says a 2017 report by online management platform Hootsuite and global agency We Are Social. Everyone, it seems, is online—mom, dad, the kids, even yaya!
Not surprisingly, cybercrimes have steadily been on the rise, with identity theft being one of the most common complaints received by the local police. According to R.A. 10175 or the Cybercrime Prevention Act, online or computer-related identity theft refers to the “intentional acquisition, use, misuse, transfer, possession, alteration or deletion of identifying information belonging to another, whether natural or juridical, without right.” Apart from compromising your name and reputation, criminals can use your identity to commit fraud, access your bank accounts, and endanger your family. The good news: You don’t have to completely go offline to stay safe. Heed these tips.
1 “Minimize sharing of personal info on social networks,”
advises Rene S. Natividad, chairman of the Fraud Management Team of interbank network Bancnet. Providing seemingly innocent details like your birthday, address, or company make it easy for hackers to glean data that they can use to make transactions—financial ones, especially—on your behalf. Don’t post photos of your IDS and bank cards, too. Case in point: In 2016, a public school teacher found himself owing a total of P800,000 after someone used a photo of his ID, which he posted online, to apply for loans. Ouch.
2 Maximize your privacy settings.
A public profile leaves you more vulnerable to being victimized, so make sure your account is set to private. On Facebook, click on the arrow on the upper right corner, choose Settings, and click on Privacy. Here, you can can choose who can see your posts (“Friends only”), look you up (using your name, number, or e-mail), or send you friend requests. Furthermore, delete any strangers from your account and don’t add people you don’t know.
3 Create strong passwords.
Avoid using your name, birthday, or other words that can easily be related to you. “Better yet, use double verification systems,” says Natividad. Facebook now offers two-factor authentication, which requires a special security code apart from just a password upon login. Of course, don’t forget to always log out, especially when using a device that’s not your own.
4 Be wary of third-party apps.
When utilizing apps, enter as little personal information as possible and avoid linking them to your social media accounts. Unknown parties may use the connection to access data on your profile without your knowledge.
Sure, the internet is a happy place—until someone steals your or your family member's identity.