Try to beat the ERP. “I use the LTA app to check on ERP rates around Singapore. On weekdays, I arrange for morning meetings when there’s no ERP (from $1) in the city; on Saturdays, I save up to $2 travelling between noon and 8pm. That’s about $3 a week, or $156 a year.” – Lim Tsiao Hui, consumer & lifestyle editor
Take turns carpooling with mummy friends or neighbours who have kids in the same school to save on school bus fares (from $110-$130 a child) each month.
Yearly savings: $1,320
child’s fare, a year)
(based on one