Take Ac­tion Now

Simply Her (Singapore) - - Gly Derm Special -

Like the US, Sin­ga­pore doesn’t yet have spe­cific laws to safe­guard our dig­i­tal as­sets. But here’s what you can pre­pare be­fore­hand to re­duce the suf­fer­ing of your loved ones.

Take a dig­i­tal inventory.

It sounds like a pain, but you should keep a log of all your dig­i­tal de­vices and ac­counts: • Your com­put­ers, smart­phones and other de­vices, in­clud­ing tablets and e-book read­ers. • E-mail ac­counts. • Fi­nan­cial ac­counts, such as credit card, re­tire­ment and in­vest­ment ac­counts, and stu­dent or mort­gage loans; and life, health, dis­abil­ity, car and home in­surance. • So­cial me­dia ac­counts, such as

Face­book, Twit­ter and Linkedin. • On­line busi­nesses that pro­duce rev­enue, such as eBay, Etsy or a blog that pulls in ad­ver­tis­ing dol­lars. • Places where you up­load pho­tos and videos or other me­dia, such as In­sta­gram and Youtube. • Sites or ap­pli­ca­tions where you store mu­sic, movies and e-books, such as iTunes or Drop­box. • Any site where you’ve regis­tered your credit card in­for­ma­tion, such as on­line stores and ser­vices, be­cause credit card fraud of­ten in­volves the iden­ti­ties of peo­ple who have re­cently died, and the bills could end up go­ing to your hus­band.

For each, give in­struc­tions for how you would like the ac­count to be han­dled after you’re gone.

De­lin­eate which ac­counts should be deleted. Write down your user­name and pass­word and des­ig­nate some­one to re­ceive them. When de­cid­ing what to do with each ac­count, con­sider th­ese guide­lines:

E-mail: “It acts like the master key to your other ac­counts. As long as

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