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Like the US, Singapore doesn’t yet have specific laws to safeguard our digital assets. But here’s what you can prepare beforehand to reduce the suffering of your loved ones.
Take a digital inventory.
It sounds like a pain, but you should keep a log of all your digital devices and accounts: • Your computers, smartphones and other devices, including tablets and e-book readers. • E-mail accounts. • Financial accounts, such as credit card, retirement and investment accounts, and student or mortgage loans; and life, health, disability, car and home insurance. • Social media accounts, such as
Facebook, Twitter and Linkedin. • Online businesses that produce revenue, such as eBay, Etsy or a blog that pulls in advertising dollars. • Places where you upload photos and videos or other media, such as Instagram and Youtube. • Sites or applications where you store music, movies and e-books, such as iTunes or Dropbox. • Any site where you’ve registered your credit card information, such as online stores and services, because credit card fraud often involves the identities of people who have recently died, and the bills could end up going to your husband.
For each, give instructions for how you would like the account to be handled after you’re gone.
Delineate which accounts should be deleted. Write down your username and password and designate someone to receive them. When deciding what to do with each account, consider these guidelines:
E-mail: “It acts like the master key to your other accounts. As long as