STICK TO ONE INVESTMENT PRODUCT OR DIVERSIFY?
Experts usually advise you to spread out your risk by investing your money in different types of products. In case one investment bombs, the rest may do better, so it helps balance out your overall portfolio.
One way of diversifying is to buy into different asset classes, such as keeping some money in the “safer” (but lower yield) fixed deposits and investing in some higher-risk bonds and stocks.
You can also invest in different markets, such as buying into different types of industries, companies, geographic regions, foreign countries or currencies.