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ex­ten­sion of credit very pos­si­ble, to the ad­van­tage of con­sumers. Most credit providers be­long to the Credit Providers’ As­so­ci­a­tion, which aims to en­sure that mem­bers sub­mit qual­ity data to the credit bu­reaus, in­clud­ing the credit limit, monthly in­stal­ment, term, months in ar­rears (if any) and amount in ar­rears (if any), says Darrell Beghin, credit in­for­ma­tion and re­search man­ager at the National Credit Reg­u­la­tor.

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