TIP

CityPress - - Business -

When it comes to as­sess­ing an HIV-pos­i­tive ap­pli­cant for life cover, an in­surer will take into ac­count their track record of com­pli­ance with an an­tiretro­vi­ral pro­gramme, as well as the crit­i­cal mea­sures used to man­age the con­di­tion.

Fac­tors such as hav­ing med­i­cal aid and ac­cess to med­i­cal treat­ment, fam­ily his­tory, cur­rent life­style, and in­come and ed­u­ca­tion lev­els, will all af­fect the pre­mium.

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