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Charge­back is an ex­tra layer of pro­tec­tion of­fered by credit card providers all over the world.

If you pay for some­thing with your card and then don’t re­ceive the ser­vice or goods you paid for, you can ap­ply to your bank for a charge­back.

Your bank then re­verses the trans­ac­tion.

Each bank has dif­fer­ent dead­lines within which you must make your claim.

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