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Most of the can­di­dates have a good han­dle on their bud­get­ing and spend­ing. But for Tumelo, the chal­lenge of stick­ing to her bud­get re­mains a chal­lenge. She needs to find a way to in­spire her­self to keep on track. For Elz­abe, the chal­lenge is to sep­a­rate her busi­ness and per­sonal fi­nances, and start to draw a salary so that she can im­ple­ment her fi­nan­cial plan.

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