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CityPress - - Business -

1If you visit your bank’s web­site us­ing your phone, make sure to clear out the cook­ies and cache reg­u­larly. Never store any user­names or pass­words in your phone, re­gard­less of how dif­fi­cult they are to re­mem­ber. If you were to lose the phone where this in­for­ma­tion is stored, some­one could eas­ily ac­cess your bank ac­count. It is also im­por­tant to change your pass­word reg­u­larly.

Sign up for SMS alerts

Most banks of­fer text mes­sage alerts via SMS about a low bal­ance or a paid bill. Re­ceiv­ing alerts on your phone is a great way to stay on top of your ac­count ac­tiv­ity around the clock.

Be­fore down­load­ing an app, check its au­then­tic­ity

Most banks of­fer tai­lored mo­bile bank­ing ap­pli­ca­tions to their cus­tomers, which can be down­loaded to a smart­phone and used to man­age bank ac­counts. Un­for­tu­nately, this has also in­vited po­ten­tial fraud in the form of care­fully du­pli­cated ap­pli­ca­tions cre­ated by scam artists. Be­fore down­load­ing any app to your phone, en­sure it’s an au­then­tic ap­pli­ca­tion re­leased by your bank. Avoid third party soft­ware that asks for any per­sonal in­for­ma­tion if you can’t ver­ify the source. While most apps are le­git­i­mate, it never hurts to be too care­ful.

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