save on your budget and maintain your insurance cover at the same time.
Revise your excess: An excess, or deductible, is the amount that you have to pay whenever you make a claim on your policy. This amount is deducted from the total amount paid out from the insurer following a claim. Increasing your excess is one way to reduce your premium. It would, however, mean that a higher amount would need to be funded by you in the event of a claim. It is then important to keep in mind that you would need savings or other funding to cover the increased excess if you need to submit a claim.
Consolidate your insurance: There are often savings available through having all your valuable assets covered with one insurer rather than many. Having car, household and building insurance with the same insurer typically results in a lower total premium.
Adopt safer driving habits: Drivers who avoid dangerous situations on the road and abide by the road laws are less likely