5USE 6going“Make sure you have one that meets what your family requires. “People often choose based on affordability rather than needs. “People who run out of savings in February and March are the ones who have chosen the wrong option,” says Damian McHugh, head of marketing and sales at Momentum.
GET THE RIGHT SCHEME:
7REGISTER“If you’re on regular medication to treat a chronic illness (such as diabetes or hypertension), you could qualify for chronic medication benefits. This means that your medical scheme pays for it out of the risk portion of your medical aid and not your medical savings account. All you need to do is register your condition as chronic,” says a Bonitas spokesperson.
ALL CHRONIC DISEASES: OTHER FINANCIAL PRODUCTS: