Should you smoke cannabis instead?
There was much excitement following the recent Western Cape High Court ruling that deemed the prohibition of cannabis to be unconstitutional. But this does not mean you should ditch your e-cigarettes in favour of dagga – as insurers do not approve of it.
“BrightRock does not offer recreational drug users life cover. This extends to the use of dagga, and the policy will remain in place until this matter has been confirmed by Parliament,” says a spokesperson for the insurer.
“Dagga will have the same effect as smoking and could even lead to a client being declined cover if it is habitual, because of the view that it is an entry-level drug, even if legalised,” says Will Keevy, head of the insurance division of Insurance Busters.
Insurers say cannabis can be the gateway to other drugs and have undesirable side effects. Keevy warns: “There has been an increase in dread disease and death claims in younger clients which can relate back to drug use in their teens and student years. The fact is, drugs have a significant effect on one’s system, which only reveals itself in later life – for instance, the strain amphetamines have on the heart, which leads to heart attacks in people in their mid-thirties.”