heat Up your cash sitch
need a hand creating a realistic joint budget? try apps such as goodbudget (free on iOS and Android) and Homebudget (from r64,99) – they can help you keep track of shared and individual accounts, coordinate bills, and keep tabs on household expenses.
many banks allow you to rename your accounts. Do it: ‘3823409125’ isn’t exactly inspiring, but ‘paris trip august 2019’ reminds you why you’re saving, and reduces the likelihood that you’ll prematurely drain the pot.