VEHICLE PLANS can be complex, one where buyers face a range of challenging decisions. A starting point for consumers is to make sure they understand the various motor plan options available and how they actually work. • A vehicle maintenance plan covers regular service intervals, as well as a full range of wear and tear items on the vehicle. It excludes (at least) tyres and petrol and typically may also be voided if a car’s been “souped up” or there are obvious signs of abuse or negligence. A service plan will simply cover the costs of a regular service and not the cost of breakdowns or any expensive mechanical or electrical components. Warranty plans cover only the replacement cost of original equipment manufacturer parts.