Financial adviser/planner or coach
Financial advisers come in a wide variety of f lavours and fragrances. There are f inancial planners who can assess your needs holistically and can help you with the full range of your f inancial requirements for the full course of your life: from budgeting, tax planning, estate planning, retirement planning, and investments (both to achieve specific goals, such as funding an education or an income stream in retirement or to simply maximise your savings potential).
A truly holistic financial planner should also be able to help you make determinations about what you really require and, more importantly, what you don’t particularly when it comes to decisions around life’s protections such as: life insurance, income, health and property protections. Then there are other f inancial advisers who specialise in just one aspect of financial planning, such as your investment needs, or the sale of a specific aspect of insurance.