KNOW WHAT YOU WANT
Saving for its own sake is harder than saving towards something. Building a savings or investment portfolio takes time and discipline.
“Create stretched but realistic goals and commit to the steps and sacrifices required to achieve them,” says Human. “Temptations will creep up, but if your savings or investment goal is significant or worth-while, it will help to keep you focused.” She adds that it’s important to set interim milestones to ensure you remain on track.