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Finweek English Edition - - MONEY -

Sav­ing for its own sake is harder than sav­ing to­wards some­thing. Build­ing a sav­ings or in­vest­ment port­fo­lio takes time and dis­ci­pline.

“Cre­ate stretched but re­al­is­tic goals and com­mit to the steps and sac­ri­fices re­quired to achieve them,” says Hu­man. “Temp­ta­tions will creep up, but if your sav­ings or in­vest­ment goal is sig­nif­i­cant or worth-while, it will help to keep you fo­cused.” She adds that it’s im­por­tant to set in­terim mile­stones to en­sure you re­main on track.

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