Finweek English Edition - - COLLECTIVE INSIGHT -

As­sumes a cer­tain level of com­mon­al­ity be­tween

mem­ber needs Can be based on a nar­row riskpro­fil­ing or re­turn-tar­get­ing view

Doesn’t solve for ev­ery in­di­vid­ual mem­ber sce­nario

May solve for agen­das that are be­yond mem­ber needs (such as gov­ern­ment fund­ing of

pet ini­tia­tives)

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