The National Credit Tribunal (NCT) is yet to act on any of the referrals by the National Credit Regulator (NCR) against furniture and appliance retailer Lewis. The NCR first referred Lewis to the Tribunal in July last year for a case relating to allegations that the retailer had sold retrenchment cover to pensioners and selfemployed employees. It requested an administrative fine of R10m. The latest referral relates to warranty charges and club membership fees charged by Lewis since 2007, which the NCR says are in contravention of the National Credit Act. It wants the Tribunal to force Lewis to refund customers.