“As much as it pinches and hurts at times, for the past 20 years I have saved 25% to 30% of my monthly income,” says Fresh.
Fresh has a diversified portfolio, both locally and offshore. “I’ve got unit trusts, retirement policies, life assurance, disability cover, etc. I get investment advice from people who are not selling the products who obviously have a vested interest.”
He also invests in property. “Property is a good investment but tenants are a headache and the law is biased towards them. That discourages me every time I think about getting another property.”