Stock of your spending habits...
Take leftovers to work rather than buying lunch every day.
Buy plants or herbs as gifts. Buy household staples in bulk.
Make a list before going shopping and stick to it.
Save on your dry-cleaning bill by steam-cleaning clothes.
Install a landline for long-distance calls with relatives.
Do your clothes shopping during endof-season sales to maximise savings.
Buy frozen vegetables.
Find a happy hour drinking spot close to your work that offers half-price drinks specials.
Investigate the corkage policy of restaurants – some allow you to take one bottle of wine per person without charging corkage.
Learn to cut your own hair rather than visiting a pricey salon.
Downgrade to a cheaper satellite-TV package or rather opt for streaming video services.
Join the public library, or swap books with friends and colleagues instead of buying new ones.
Enter competitions to stand a chance to win appliances, holidays and services.
Set up a separate email address and sign up for newsletters and specials emails to stay abreast of deals on goods bought regularly.
Make cellphone calls at times of day when reduced rates apply.
Unsubscribe from newsletters that tempt you to buy unnecessary things online at a discount.
Pay off any debt on store cards and close your accounts.
Buy a geyser blanket to cut down on electricity consumption.
Place a bucket in the shower to catch excess water and use it to flush the toilet.
Irrigate gardens before sunrise or after sunset, especially in summer.
Be vigilant about turning off the lights.