Stock of your spend­ing habits...

Finweek English Edition - - COVER STORY SAVINGS TIPS -

7.

Take leftovers to work rather than buy­ing lunch ev­ery day.

8. 9.

Buy plants or herbs as gifts. Buy house­hold sta­ples in bulk.

10.

Make a list be­fore go­ing shop­ping and stick to it.

11.

Save on your dry-clean­ing bill by steam-clean­ing clothes.

12. 13.

In­stall a lan­d­line for long-dis­tance calls with rel­a­tives.

14.

Do your clothes shop­ping dur­ing endof-sea­son sales to max­imise sav­ings.

15.

Buy frozen veg­eta­bles.

Find a happy hour drink­ing spot close to your work that of­fers half-price drinks specials.

16.

In­ves­ti­gate the cork­age pol­icy of restau­rants – some al­low you to take one bot­tle of wine per per­son with­out charg­ing cork­age.

17.

Learn to cut your own hair rather than vis­it­ing a pricey salon.

18.

Down­grade to a cheaper satel­lite-TV pack­age or rather opt for stream­ing video ser­vices.

19.

Join the pub­lic li­brary, or swap books with friends and col­leagues in­stead of buy­ing new ones.

20.

En­ter com­pe­ti­tions to stand a chance to win ap­pli­ances, hol­i­days and ser­vices.

21.

Set up a sep­a­rate email ad­dress and sign up for news­let­ters and specials emails to stay abreast of deals on goods bought reg­u­larly.

22.

Make cell­phone calls at times of day when re­duced rates ap­ply.

23.

Un­sub­scribe from news­let­ters that tempt you to buy un­nec­es­sary things on­line at a dis­count.

24.

Pay off any debt on store cards and close your ac­counts.

25.

Buy a geyser blan­ket to cut down on elec­tric­ity con­sump­tion.

26.

Place a bucket in the shower to catch ex­cess water and use it to flush the toi­let.

27.

Ir­ri­gate gar­dens be­fore sun­rise or af­ter sun­set, es­pe­cially in sum­mer.

28.

Be vig­i­lant about turn­ing off the lights.

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