Apps to help youu save
Whenever possible, save, re-use, reduce The advent of smartphone apps has changed the game in terms of being able to manage and track spending and saving in real time. Here are a few locally available options that are helping consumers battle the debt trap and keep track of money moving out of their wallet:
22seven is a free budgeting and investing app developed by Old Mutual. Users can link their various cheque and savings accounts, credit and store cards, investments, loans and rewards to the app to consolidate their spending. Once accounts are linked on the app, 22seven has access to the last three months’ transactions from each of them. It identifies each transaction and automatically puts it into a category such as groceries, rent or pets, and adds up what you spend on each category. The app also generates a budget for you, based on your own purchasing behaviour.
Who isn’t keen to get money back on their grocery bills? This simple, free app lets you know before you go shopping what items are registered as earning cash-back rewards. Once the product has been bought, shoppers take a photo of their till slip and
upload it to claim savings that can be used at a participating retailer.
PriceCheck is Africa’s largest product and financial services platform that allows you to compare millions of products from thousands of stores. The in-app barcode scanner lets you instantly access and compare prices, expert reviews, store and location information, to see if you can get an item cheaper elsewhere. Once you’re ready to buy, click through to the store you’d like to buy from and purchase the product immediately.
The Stocard app allows users to scan several loyalty cards, which are then uploaded automatically onto the interface. The app is then presented at the cash register and all points and discounts relating to the loyalty scheme automatically apply. This
saves customers the hassle of having to carry several loyalty cards at any one time.
5. Factory Shops SA
This app helps you find your nearest factory shops and what they have on offer. Aimed at directing the user towards cheaper retailers, users search for the type of shop or product they are looking for before being directed to the closest factory store that meets the requirements. The app allows users to view trading hours, websites, email addresses, phone numbers as well as a GPS location.
Cheapflights is a travel metasearch engine that compares flight prices from airlines and online travel agents. A recent survey by Cheapflights has revealed that the cheapest day of the week to fly is a Wednesday, while the cheapest months to fly abroad are May and November. ■