John Boyega

Glamour (South Africa) - - Men - Bright nail pol­ish Glit­ter lips Long or short hair Red or nude lips Liq­uid liner or bare lids Straight or wavy hair

Those lips, those eyes, that cleft chin – it’s no won­der that this 24-year-old ac­tor is mak­ing women swoon the world over. And he’s been around longer than you may re­alise: born in the UK to Nige­rian par­ents, John (aka John Ade­dayo Adeg­boyega) was al­ready gain­ing promi­nence in 2011 for his role in the sci-fi film At­tack the Block. He seems to have a thing for outer space, get­ting his big break in 2015 when he was cast as Finn in Star Wars: The Force Awak­ens, mak­ing him the first black ac­tor to play one of the fran­chise’s leads. John’s per­for­mance re­ceived crit­i­cal ac­claim, with the film break­ing box of­fice records and thrust­ing him into the spot­light.

Not one to rest on his laurels, the next year John co-founded the pro­duc­tion com­pany Up­per Room Productions with Bri­tish tal­ent agent Femi Oguns, and will be star­ring in its first film project – a se­quel to Guillermo del Toro’s block­buster Pa­cific Rim (set for re­lease in 2018). We cer­tainly don’t mind see­ing more of this dream­boat, espe­cially in 3D!

Have you re­turned from a great fes­tive sea­son with a credit card hang­over and the de­ter­mi­na­tion to get a grip on your fi­nances? Then you’ve come to the right place! In this ex­clu­sive, life coach Donna Mccal­lum, aka the fab­u­lous Fairy God­mother, shares lessons from her Money Magic pro­gramme, which has helped thou­sands of clients shift from debt and scarcity into fi­nan­cial se­cu­rity and free­dom. Read on for amaz­ing tips – and more on Money Magic.

Mea­sure what you do with your money GLAM­OUR

What is the first thing a trainer does when you start a fit­ness pro­gramme? They take your mea­sure­ments. And it’s just the same with money. Do you re­ally know where your cash goes at the end of the month or do you reg­u­larly have more month than money? Many peo­ple be­lieve the so­lu­tion to their fi­nan­cial prob­lems is more money, but the true so­lu­tion is to man­age what you have and that starts with learn­ing where your cash goes. Ex­er­cise Start a money di­ary or down­load a money tracker app on your phone, and note every sin­gle thing you spend on. At the end of the month, re­view your list: the key to be­com­ing wealthy is be­ing able to man­age your fi­nances, and see­ing where cash goes will help you spend and save bet­ter. This ex­er­cise isn’t meant to con­strain you, but when you no­tice that you’re spend­ing R500 on cof­fee, for ex­am­ple, you’ll be able to make bet­ter choices. It’s easy to un­der­es­ti­mate how much you spend on day-to-day things, so you need to keep track and to tweak your life­style ac­cord­ingly.

Got debt? Pay off more than the min­i­mum

Debt feels as heavy and hor­ri­ble as un­wanted ki­los, and South Africans are the world’s big­gest bor­row­ers, with 86% of us in debt. The so­lu­tion: com­mit to pay­ing off more than the min­i­mum amount. Not only will the debt dis­ap­pear sooner, but you will also save your­self masses in in­ter­est fees. Ex­er­cise Imag­ine you have a R6 600 debt at a 16% in­ter­est rate. Pay­ing off the min­i­mum bal­ance (2%) will get you out of this debt in 30 years and you’ll have paid R13 000 in in­ter­est pay­ments. Dou­ble the min­i­mum pay­ment and you would be out of this debt in two years and seven months, and you would have only paid R1 351 in in­ter­est! If you can’t dou­ble the pay­ment, in­crease it in any way you can – even if it’s just by a few rands, pay­ing more than the min­i­mum amount will make a huge dif­fer­ence to your fi­nances. When money comes in that you weren’t ex­pect­ing, use 30% for debt re­pay­ment, 30% for sav­ings, 30% on your­self and do­nate 10%. You’ve paid to­wards your debt, saved and given money away, so you’ll feel amaz­ing when you spend the ex­tra 30% on that pair of shoes you love.

Cut up those cards

If you were on a diet, you wouldn’t keep sweets in your house, and the same prin­ci­ple ap­plies to debt. Hav­ing store and credit cards means you reg­u­larly face the temp­ta­tion of swip­ing, and will live with the debt con­se­quences later. Ex­er­cise Cut­ting up your cards is the best so­lu­tion, but if that feels too dras­tic, leave them at home and only take cash when you’re shop­ping. Or put your card in a can, fill it with wa­ter and put it in the freezer. You can de­frost it for emer­gen­cies, but this will take time so you won’t be able to just grab it im­pul­sively.

Get a money men­tor

If you want to get your body into shape, you ed­u­cate your­self and you con­sult a pro. Ditto with fi­nance. Most of us lack real ed­u­ca­tion about money and have in­her­ited false, lim­it­ing be­liefs about wealth, like “You have to have money to make money.” Break that pat­tern by ed­u­cat­ing your­self and con­sult­ing the pros in or­der to make 2017 the year when you learn about money.

To be­gin with, books are a great re­source, and two ex­cel­lent ones are The Rich­est Man in Baby­lon by Ge­orge Cla­son ( Pen­guin Put­nam Inc; R160) and The Road to Wealth Re­vised by Suze Or­man ( River­head Books; R397). You can also watch free videos on the Fairy God­mother’s Youtube chan­nel to help get this area of your life on track. Ex­er­cise Keep a money journal and make notes for fu­ture ref­er­ence. It also helps to have a money buddy, so find a friend who also wants to learn about fi­nances or shift debt, and set monthly money dates to sup­port each other and follow up on progress.

Fi­nally, find some­one in your life who un­der­stands money and has built wealth, and ask them to be your money men­tor. The aim is to get di­rec­tion and ed­u­ca­tion from some­body who has al­ready done what you want to do. Ask if you can meet once a month to share what you’re learn­ing and to learn from them. It’s all about guid­ance.

/ Fash­ion in­sights

Paul “Not at all. I like women who are ac­tive. Long nails would im­ply a de­gree of van­ity and fussi­ness that would lead me to be­lieve she’s not open to get­ting her hands dirty.” Kevin “Long nails are kind of cool, but it wouldn’t bother me ei­ther way.” Al­ton “No, I don’t like long nails.” Wes­ley “Not hot.” Gareth “Yes. I like it when a women takes care of her hands.” Paul “I like it! It shows more per­son­al­ity.” Kevin “It’s cute when women match their nails with their out­fits.” Al­ton “Yes, it’s lovely.” Wes­ley “As long as it’s not in neon colours it looks cute. It shows that she takes care of her ap­pear­ance.” Gareth “Too much.” Paul “Never – not even on model Gigi Ha­did.” Kevin “Un­less you’re a dancer or some­thing, it’s not a great look.” Al­ton “I like it.” Wes­ley “That’s a no from me.” Paul “Matte.” Kevin “Def­i­nitely matte.” Al­ton “Matte.” Wes­ley “Def­i­nitely matte.” Gareth “Nude looks nice.” Paul “Red.” Kevin “Nude. Red is nice if it’s be­ing worn for an oc­ca­sion.” Al­ton “Nude.” Wes­ley “Nude – I’m al­ways af­ter a more nat­u­ral look.” Gareth “I like the liner. It brings out the eyes nicely.” Paul “I pre­fer a bare lid, but per­haps I’m not see­ing the ma­jor dif­fer­ence.” Kevin “No liq­uid liner.” Al­ton “I pre­fer the bare eye.” Wes­ley “The liq­uid liner is sex­ier.” Gareth “I like the nat­u­ral wavy look.” Paul “Wavy.” Kevin “I like straight hair.” Al­ton “I don’t mind.” Wes­ley “Def­i­nitely like hair with a wave in it.”

hat are you wor­ried about right now? That your salary is too low? That you might get caught up in a ter­ror­ist at­tack? We know, be­cause we asked over 1 000 GLAM­OUR read­ers to an­swer a worry sur­vey. It seems we are a gen­er­a­tion of mega wor­ri­ers. So, what’s caus­ing it? Neg­a­tive head­lines and creep­ing lone­li­ness, ac­cord­ing to psy­chol­o­gist Dr Richard Gilpin, au­thor of Mind­ful­ness for Un­rav­el­ling Anx­i­ety ( The Ivy Press; R183). “We are bom­barded with sto­ries of war and de­struc­tion. In ad­di­tion, eroded tra­di­tional com­mu­nity struc­tures leave peo­ple feel­ing iso­lated and alien­ated.”

The good news? We’re in this to­gether – and here, our team of ex­perts show you how to calm that in­ner voice. Money worries were cited by 54% of you. This will sur­prise no one, given that one bed­room apart­ments now seem to cost around as much as lux­ury yachts on the French Riviera. “I’m em­bar­rassed I’m still flat-shar­ing, but I can’t af­ford a bond, be­cause the mar­ket is so high. I feel like it’s all too late for me,” says An­jali, 33.

OK, so there’s no overnight so­lu­tion for ris­ing house prices, but with 66% of money wor­ri­ers cit­ing lack of sav­ings as their big­gest headache (strike that – mi­graine), there is some­thing you can do to act as an in­stant painkiller: “Track­ing your ex­penses will give you a level of con­trol and em­pow­er­ment over your goals around money, and re­claim­ing one’s own power is es­sen­tial for any type of anx­i­ety,” advises psy­chother­a­pist Sa­man­tha Car­bon. “Re­view your ex­penses with some­one you trust and set your­self one goal – for ex­am­ple, sav­ing a set amount for Christ­mas.” Nicky Lid­bet­ter, CEO of Anx­i­ety UK, a char­ity that sup­ports those af­fected by anx­i­ety dis­or­ders, agrees: “One of the best things you can do is make sure you are proac­tive.”

Glit­ter lips.

Brightly coloured hair.

Bright nail pol­ish.

Long pointy nails.

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