So you had a slip-up…

Now it’s time to re­cover and take the next step for­ward.

Glamour (South Africa) - - Money / Working It -

Need to slash your ex­pen­di­ture?

Free and easy to use, the 22Seven (free on IOS and An­droid) app keeps a record of all of your ex­penses, from the ones you know about to the ones you don’t, rid­ding you of the phrase “Where did my all my money go?” for good.

How it works? It tracks and cat­e­gorises all your pur­chases, then presents you with a vis­ual of how much you’re spend­ing and on what. This ge­nius in­ven­tion also reg­u­larly sug­gests cut-backs you could make in or­der to save money – like a fi­nan­cial ad­vi­sor that’s there for you 24/7.

Look­ing to stake your claim?

You don’t have to be a savvy busi­ness­woman or an eco­nomics ma­jor to get in­volved in stocks and shares. Web­sites like Easy Equities (easye­ sim­plify all the in­tim­i­dat­ing fi­nan­cial jar­gon and make it sim­pler to un­der­stand.

Still wary? The site gives you an op­por­tu­nity to ease into the process by of­fer­ing you R100 000 in a demo ac­count as a ‘trial run’ in or­der for you to get a bet­ter feel of how the mar­kets work be­fore in­vest­ing your hard-earned cash.

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