kilimo salama now available in rwanda
A low-cost insurance solution, which operates using data from automated weather stations, will offer 20 000 Rwandan farmers cover for the risks posed by increasingly erratic rainfall in the country. The micro-policies will protect agri-loans for high-yielding seeds, fertilisers and other farm inputs.
Called Kilimo Salama, ‘safe farming,’ the project is the collaboration between the Syngenta Foundation for Sustainable Agriculture, the Ministry of Agriculture and Animal Resources, One Acre Fund, SORAS Insurance in Rwanda, and Swiss Re Corporate Solutions. It was launched in Kenya in 2010 and has insured 73 000 farmers to date. Ten thousand payouts have been made to farmers in Kenya. The programme will offer farmers in the southern and western provinces insurance linked with loans provided by One Acre Fund for fertiliser and other inputs. Insurance premiums will be paid as part of loan repayments.
The project covers farmers who plant maize and beans, on as little as a 10th of a hectare. “Extreme or erratic rains and drought trap many Rwandan farmers in poverty. Repeated bad weather can rob them of the means to recover in the following growing seasons,” adds Marco Ferroni, executive director of the Syngenta Foundation.