Final word from Shaun Schandling, head underwriter at AIG
“Having seen many losses over the years, it has become clear that proper planning and training, including continuation training, are the leading mitigating factors to aircraft accidents. Though weather and mechanical failure contribute for accidents, the human factor is often the greatest contributor.
Therefore, the pilot has a responsibility to themselves and their passengers to make sure that they have current knowledge of the aircraft, have done the adequate planning, and know the aircraft. In addition, adequate training on emergency procedures should be done as often as possible. If the pilot can check these boxes, then in the unlikely event that something goes wrong, the pilot has planned and is proficient in his procedures to handle most situations.”