With more than 14 000 people killed on our roads on every year, short- term insurer Santam has launched its Legal Roadside Support service to help clients mitigate the legal risks that arise as a consequence of being a motorist on the road. This offering is part of Santam’s new personal legal insurance. According to staggering figures released by the South African Department of Transport, more than 40 lives are lost on a daily basis. Approximately 85 per cent of fatal road accidents in South Africa can be blamed on human error as opposed to vehicle or road factors. “The reality of increased law enforcement on our roads is that people could easily find themselves in situations where they face the possibility of being arrested on the spot for a criminal offence they did not consider serious enough,” says Joseph Makgopa, head of corporate legal services at Santam. Criminal offences, in addition to drunk driving or excessive speeding, include unpaid traffic fines and driving a vehicle that’s not roadworthy. Makgopa says that without a lawyer immediately available, drivers face the possibility of being arrested for traffic rule violations. “Legal Roadside Support is our innovative panic alert application, which clients can make use of when they are pulled over by a law enforcement officer and are about to be arrested,” he adds. By simply pressing the pre- saved Legal Roadside Support number on their phone, the Santam 24/ 7 call centre will track their location through GPS technology, and provide rapid response by dispatching a lawyer to the scene or police station to render legal services. Having a personal lawyer available 24/ 7 can be very expensive, but at an affordable premium of R10 per month, Santam provides access to Legal Roadside Support with cover for R10 000 in legal expenses and a maximum of five claims per annum. “Legal insurance offers peace of mind, knowing that you are covered for risks associated with costs of litigation. The cover will make sure that drivers have access to legal advice and experienced legal representation in a time of need,” says Makgopa.