Pub­lic ser­vants to avoid gulli­bil­ity

The Star Early Edition - - LETTERS - Miye­lani Hlung­wani

PO­LICE of­fi­cers, nurses and teach­ers in the pub­lic sec­tor should stop be­ing sta­tus seek­ers. They have to re­frain to im­prove their so­cial stand­ing be­yond what is rea­son­able or fit­ting by ac­quir­ing more de­sir­able pos­ses­sions to im­press oth­ers.

Slowly, care­fully, and de­lib­er­ately; with­out be­ing care­less or in a rush is the key. I am not sur­prised about the re­port from Na­tional Trea­sury that nurses and teach­ers in the pub­lic ser­vice are drown­ing in debt. They are su­per­fi­cial sta­tus seek­ers. It is no won­der the bulk of their monthly in­come goes to re­pay­ing debt re­lat­ing to ve­hi­cles, bonds and per­sonal loans.

If you don’t af­ford, you don’t af­ford.

Po­lice of­fi­cers, nurses and teach­ers are eas­ily tempted by SMSs, calls and emails that banks send to them about un­cred­ited per­sonal loans. Most of us do qual­ify for those loans but we are not tempted to ap­ply be­cause we know the con­se­quences of pay­ing many debts at the same time. I believe that with the salaries that they earn they can man­age to live a rea­son­able life­style which is not dom­i­nated by debts.

Peo­ple should stop to make choices with­out think­ing. To be hon­est, some­times peo­ple make choices with­out think­ing when they re­ally ought to think a bit. Think about the prob­lem and try to an­swer it and look at the an­swer care­fully. Due to that most of us are go­ing to winners and be fi­nan­cial smart at the same time. Mukhomi Vil­lage

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