Dash cams for safer SA

The Witness - Wheels - - MOTORING - — WR.

DASH cams should be de­ployed to all ve­hi­cles to help make the South African road user more re­spon­si­ble and re­ward good behaviour.

This is the view of Lizette Eras­mus, in­sur­ance ex­pert at In­te­griSure.

While fleet mon­i­tor­ing sys­tems like Mercedes-Benz’s FleetBoard al­ready use dash cams to mon­i­tor driv­ers, Eras­mus said South Africa should fol­low the UK ex­am­ple, where hav­ing a dash cam could re­duce the in­sur­ance pre­mium by up to 15%.

“Be­ing able to pro­vide ad­di­tional ev­i­dence that you were not at fault when a mo­tor ac­ci­dent oc­curs can be ben­e­fi­cial dur­ing claim stage and even fast-track the process,” she ex­plained.

Eras­mus said the will­ing­ness to in­stall a dash cam is ev­i­dence of a re­spon­si­ble per­son and will con­se­quently re­flect in their pre­mi­ums, tak­ing the per­son’s risk pro­file into con­sid­er­a­tion.

Based on ex­am­ples for Rus­sia, where every ve­hi­cle has a dash cam, Eras­mus warned that while a dash cam as­sists with the col­lec­tion of ev­i­dence af­ter a crash, it does not elim­i­nate the need for a thor­ough in­ves­ti­ga­tion into an in­ci­dent.

“Dash cams see broadly into the road, there­fore other de­tail on the road may be missed by the cam­era lens — which is where an eyewitness ac­count is still vi­tal.

“In­sur­ance providers still have to con­duct thor­ough in­ves­ti­ga­tion to as­sess the in­ci­dent and the re­sul­tant dam­age.

“Dash cams do, how­ever, as­sist in speed­ing up the process and giv­ing a greater scope of what hap­pened. When all is said and done, dash cams do en­cour­age re­spon­si­ble driv­ing behaviour.

“Whether or not South Africa is ready for the whole­sale adop­tion of dash cams in the short-term in­sur­ance in­dus­try re­mains to be seen,” Eras­mus said.

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