Cel­e­brat­ing 10 years of putting you first

Weekend Argus (Saturday Edition) - - PERSONALFINANCE -

In the decade since Per­sonal Fi­nance mag­a­zine was launched, con­sumer cham­pi­ons have emerged to fight for your rights against a fi­nan­cial ser­vices sec­tor that lent reck­lessly, ex­ploited ig­no­rance and prof­ited from oner­ous penal­ties and fees.

From way back in Novem­ber 2000, when ex­change traded funds made their JSE de­but, to April this year, when the Con­sumer Pro­tec­tion Act was signed into law, you, as a con­sumer and in­vestor, have ben­e­fited from changes to the law and to in­dus­try prac­tice.

Along the way, the gov­ern­ment be­gan to re­form the coun­try’s re­tire­ment-fund­ing sys­tem, life as­sur­ers were forced to re­pay in­vestors R3 bil­lion, pen­sion sur­pluses were re­dis­tributed and changes were made to the way med­i­cal schemes func­tion.

The 10th-an­niver­sary edi­tion of Per­sonal Fi­nance mag­a­zine looks at all th­ese changes – and more – and ex­plains how they con­tinue to help you now and into the fu­ture.

Vol­ume 40 (the third quar­ter 2009 is­sue) of Per­sonal Fi­nance mag­a­zine is on sale now, packed with es­sen­tial read­ing for any­one with an in­ter­est in manag­ing his or her money. In the lat­est is­sue, find out:

How to han­dle con­flict in a sec­tional ti­tle com­plex;

What’s go­ing on with Fica (less com­monly known as the Fi­nan­cial In­tel­li­gence Cen­tre Act) six years af­ter it came into force;

Why bal­anced fund man­agers with the right skills are best placed to make the right calls on as­set al­lo­ca­tion;

How to in­vest a lit­tle spare cash in the wine in­dus­try . . . and much more.

Per­sonal Fi­nance mag­a­zine is the only pub­li­ca­tion of its kind in South Africa ded­i­cated to giv­ing you all the in­for­ma­tion you need – in lan­guage you can un­der­stand – to man­age your money wisely and grow your wealth. The lat­est is­sue of Per­sonal Fi­nance mag­a­zine is on sale now in re­tail­ers and book shops na­tion­wide for only R24.

Take out a two-year sub­scrip­tion for eight is­sues of Per­sonal Fi­nance mag­a­zine for R153.60 and save 20 per­cent on the cover price. Or take out a one-year sub­scrip­tion for R81.60 and save 15 per­cent on the cover price of R96 for four edi­tions. To sub­scribe, con­tact our sub­scrip­tions hot­line on 0861 112 851 or email sub­s­mail@con­de­nast.co.za

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