Re­lax on hol­i­day without fears about your house

Weekend Argus (Saturday Edition) - - PROPERTY -

THE FES­TIVE sea­son is a great time to get away. But it would be nice to re­turn to a se­cure home and if prob­lems have arisen in your ab­sence, it would be com­fort­ing to know your have in­sur­ance cover.

Mandy Bar­rett, na­tional man­ager mar­ket­ing and sales for per­sonal prod­uct so­lu­tions at Glen­rand MIB, sug­gests th­ese pre-hol­i­day in­sur­ance check list:

Leave a spare set of keys, a con­tact ad­dress and phone num­ber with a trusted neigh­bour.

Take a list of plumbers and elec­tri­cians with you and leave a copy with your neigh­bour.

Test the re­sponse of your se­cu­rity com­pany to your alarm and no­tify them or your neigh­bour­hood watch that you are go­ing away.

Place any weapons, valu­ables and im­por­tant doc­u­ments in a safe or a bank safety de­posit box.

Lock the mains box out­side your prop­erty.

Check that your in­sur­ance cover and pre­mi­ums are up to date. Pay your lights and wa­ter bill. Add cover for the cost of wa­ter leak­age if it’s not in your pol­icy.

En­sure your all-risks cover in­cludes valu­ables you are tak­ing on hol­i­day.

Take your med­i­cal aid de­tails or card with you.

Ap­point a rep­utable house sit­ting ser­vice to keep tabs on your prop­erty and to let you or your neigh­bour know if there are any prob­lems.

Can­cel de­liv­er­ies of news­pa­pers.

Place suf­fi­cient funds in your bank ac­count to pay for any ur­gent prob­lem.

Un­plug com­put­ers, TVs and other light­ning sen­si­tive equip­ment.

Im­mo­bilise any ve­hi­cles you leave be­hind.

Ar­range for in­sur­ance cover be­fore you leave a shop with an ex­pen­sive pur­chase.

Check that any trail­ers and cars you use on hol­i­day are road­wor­thy, prop­erly li­censed and that in­sur­ance pre­mi­ums are up to date.

En­sure your car tracking de­vice is work­ing – if you had it ser­viced re­cently the de­vice may have been dis­abled.

Check that you have tow­ing cover.

Pay out­stand­ing traf­fic fines – the cops are ea­ger to ar­rest you.

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