Relax on holiday without fears about your house
THE FESTIVE season is a great time to get away. But it would be nice to return to a secure home and if problems have arisen in your absence, it would be comforting to know your have insurance cover.
Mandy Barrett, national manager marketing and sales for personal product solutions at Glenrand MIB, suggests these pre-holiday insurance check list:
Leave a spare set of keys, a contact address and phone number with a trusted neighbour.
Take a list of plumbers and electricians with you and leave a copy with your neighbour.
Test the response of your security company to your alarm and notify them or your neighbourhood watch that you are going away.
Place any weapons, valuables and important documents in a safe or a bank safety deposit box.
Lock the mains box outside your property.
Check that your insurance cover and premiums are up to date. Pay your lights and water bill. Add cover for the cost of water leakage if it’s not in your policy.
Ensure your all-risks cover includes valuables you are taking on holiday.
Take your medical aid details or card with you.
Appoint a reputable house sitting service to keep tabs on your property and to let you or your neighbour know if there are any problems.
Cancel deliveries of newspapers.
Place sufficient funds in your bank account to pay for any urgent problem.
Unplug computers, TVs and other lightning sensitive equipment.
Immobilise any vehicles you leave behind.
Arrange for insurance cover before you leave a shop with an expensive purchase.
Check that any trailers and cars you use on holiday are roadworthy, properly licensed and that insurance premiums are up to date.
Ensure your car tracking device is working – if you had it serviced recently the device may have been disabled.
Check that you have towing cover.
Pay outstanding traffic fines – the cops are eager to arrest you.