How to choose an in­surer

Weekend Argus (Saturday Edition) - - PERSONALFINANCE -

How do you de­cide on an in­surer or know if yours is the best one for you? Most peo­ple de­cide on price: some opt for the com­pany of­fer­ing the low­est pre­mium, and oth­ers as­sume that the more you pay, the more you get in cover. But price is just one fac­tor. Un­der­stand­ing the dif­fer­ent types of poli­cies is an­other, as is know­ing how much cover you need.

At the next Ac­sis/Per­sonal Fi­nance Fi­nan­cial Plan­ning Club pre­sen­ta­tion, Dennis Jooste, the Om­buds­man for Short-term In­sur­ance, will dis­cuss the main fac­tors to con­sider when choos­ing an in­surer. He will also out­line the com­mon mis­takes pol­i­cy­hold­ers make and ex­plain how his of­fice can help you.

The pre­sen­ta­tion will take place at the Bel­mont Square Con­fer­ence Cen­tre, in Bel­mont Road, Ron­de­bosch on July 16 at 5.30pm for 6pm. For more in­for­ma­tion or to book, phone Nomhle Som­daka on 0860 101 226 or email info@fp­ You can also book on the club’s web­site, www.fp­

Non-mem­bers pay R125 to at­tend. Mem­bers of the Fi­nan­cial Plan­ning In­sti­tute pay R80, while stu­dents and pen­sion­ers pay R75.

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