Med­i­cal cover: am I over-in­sured?

Weekend Argus (Saturday Edition) - - PERSONALFINANCE -

I took out a Med­i­cal Life­style pol­icy with Lib­erty Life in 1994. I have not claimed against the pol­icy, and the sur­ren­der value is about R88 000. Can I have this money paid out with­out can­celling the pol­icy?

I be­long to a good med­i­cal scheme, and I con­trib­ute to­wards gap-cover pol­icy. Am I over-in­sured?

Roger Ja­ton

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