En­dow­ment pol­icy trades

Weekend Argus (Saturday Edition) - - FRONT PAGE -

I read about peo­ple who want to cash in their in­vest­ment poli­cies, such as re­tire­ment an­nu­ities (RAs) and en­dow­ment poli­cies, but, for le­gal rea­sons, they can­not. Would it be pos­si­ble for me to “buy” these poli­cies for an agreed amount and sub­sti­tute my name for that of the cur­rent pol­i­cy­holder’s and keep the poli­cies un­til they ma­ture, or trade them? Neil McCaf­ferty

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